Being a traveler is certainly fun, apart from getting lots of new experiences you also have to think about ways to protect yourself while traveling. Not all experiences will be pleasant, there are times when you feel difficult because of unexpected things while traveling.
This is one of the reasons why you need travel insurance when you decide to go on vacation somewhere. Apart from preparing a budget for flight tickets, food, hotels, or activities, you must also prepare travel insurance.
Using travel insurance is a pretty smart investment and you can feel safer while traveling. Even the price of travel insurance is also relatively cheap, only 5% -6% of the total cost of the trip.
What Do I Get From Travel Insurance?
There are still many travelers who have not prepared a special budget for travel insurance, even though this insurance provides many benefits. Here’s what you can get from travel insurance:
Flight Cancellation
The problem of flight cancellations by airlines often causes losses to travelers, especially those who have been planning a trip for a long time. This seemingly sudden cancellation makes you have to look for a replacement flight and this is enough to irritate anyone.
With travel insurance, you don’t need to take care of cancellation tickets or rebook flight tickets, because the insurance company will help you find the fastest flight to your destination. Apart from cancellations from the airline, you can also feel the benefits of travel insurance in the event of unexpected things such as illness.
Missed Flight
Not a few people feel that they missed their flight due to carelessness or other reasons. However, this can be overcome by travel insurance under certain conditions. You need to ask the insurance provider whether missed flights can be claimed as travel insurance.
Civil Unrest
Some travelers have had unpleasant experiences, especially when they are in a conflict-ridden country. Of course, as a foreign tourist, you will feel threatened if a conflict occurs which results in losses.
With travel insurance, you can be protected from civil unrest because the insurance company will prioritize your safe return by accelerating your flight. If you feel unsafe and in a dangerous situation, then you can directly contact the insurance company to get the best steps.
Health Insurance in an Emergency
When traveling, of course, you want to stay healthy. However, many travelers experience illness or accidents while traveling. If you don’t use travel insurance, maybe you will be confused about how to process the treatment or take care of your return.
Travel insurance also includes health insurance that you can use in an emergency, such as an accident or illness. All ambulance costs, doctors, and medicines will be covered by insurance with predetermined limits.
With travel insurance, you can also reduce expenses for personal treatment if you get sick while on vacation.
Lost Baggage
Many travelers experience this bad thing, losing luggage is a very annoying. There are still airlines that are not responsible for your belongings so you have to lose your suitcase or personal equipment.
If you use travel insurance, they will replace any value of lost luggage. They will also try to detect where your luggage is lost and hold the airline accountable.
Natural disasters
The thing that travelers don’t want the most is to experience natural disasters. Lots of unexpected natural disasters such as floods, hurricanes, earthquakes, tsunamis, and others. Travel insurance will protect you from unexpected events and will prioritize your safety so you can go home safely.
Travel insurance will help evacuate you and your friends and then find the fastest flight. So you no longer need to worry while on vacation in any country.
Terrorist Attack
Things that often appear unexpectedly are terrorist attacks. Many travelers feel threatened by this, especially those who go to countries where there is political unrest.
Travel insurance will prioritize protection for you in the event of an event that endangers your life. So you can go home safely.
Travel insurance provides many benefits for travelers, especially those who are going on long trips. We recommend that you prepare a special budget to buy travel insurance so that your vacation becomes safer. Happy holiday everyone!
